Terms of Service

1. Eligibility and Accounts

You must provide accurate account information and keep your credentials secure. You are responsible for activity under your account.

2. Permitted Use

You agree to use SmartInvest only for lawful purposes and in a way that does not harm the platform, other users, or third parties.

3. Prohibited Conduct

• Attempting unauthorized access to systems or accounts.
• Interfering with service availability or integrity.
• Uploading malicious code or harmful content.
• Using automated tools to abuse rate limits or extract protected data.

4. Third-Party Services

SmartInvest may link to or integrate third-party services such as Kiva. We are not responsible for third-party content, policies, or transactions performed outside our platform.

5. Intellectual Property

SmartInvest and its original content are protected by intellectual property laws. You may not copy, modify, distribute, or reverse engineer the service except as permitted by law or license.

6. Disclaimers

SmartInvest is provided on an "as is" and "as available" basis without warranties of any kind. Recommendations are informational and do not constitute financial, legal, or tax advice.

7. Limitation of Liability

To the fullest extent permitted by law, SmartInvest and its contributors are not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the service.

8. Termination

We may suspend or terminate access if these terms are violated or if necessary for security, legal, or operational reasons.

9. Changes to Terms

We may update these terms from time to time. Continued use after updates indicates acceptance of the revised terms.

10. Contact

For legal inquiries, contact us at [email protected].