About SmartInvest

Invest with purpose,
powered by AI.

SmartInvest combines conversational AI with Kiva's microfinance marketplace to help you find borrowers that truly match your values — and track your impact over time.

80+
Countries served
3M+
Kiva borrowers
AI
Powered decisions
100%
Open source

Our Mission

Microfinance is one of the most direct ways individuals can uplift communities around the world. But sifting through thousands of borrowers to find the ones that resonate with your values is time-consuming and overwhelming.

SmartInvest exists to remove that friction. We built a conversational agent that understands you, learns your priorities, and surfaces Kiva borrowers you'll genuinely want to support — so every dollar you lend creates the kind of change you care about.

Everything you need

AI-Powered Recommendations

Our agent analyses thousands of Kiva borrowers in real time to surface the opportunities that match your values and goals.

Branching Conversations

Explore multiple lending strategies simultaneously. Fork any conversation to compare outcomes without losing your train of thought.

Global Reach via Kiva

Tap directly into Kiva's marketplace of borrowers across 80+ countries, from farmers in Kenya to artisans in Peru.

Transparent & Secure

We never store your Kiva credentials. All data is encrypted at rest and in transit. Your privacy is non-negotiable.

Real-Time Streaming

Responses stream token by token so you see answers as they're generated — no waiting for a full response to load.

Community Lenders

See how other lenders on Kiva are supporting the same borrowers and discover new teams to join.